Legal & General America and Lincoln Financial are the best no-exam life insurance companies, according to our analysis. These companies both offer competitive rates and important coverage features, ...

The best no-exam life insurance companies include Nationwide, Ethos and Banner Life.

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WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

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How hard is the insurance license exam? Pass rates, study time, common pitfalls, and what to expect on test day.